Green Haven Mortgage Loans

Primary Market: Greater Sacramento & Northern California
Licensed to Originate In: CA, TX, TN, OR, CO, UT, MD

Kevin Oto is the President and Broker/Owner of Green Haven Capital, a Sacramento-based independent mortgage brokerage known for fast approvals, strategic loan structuring, and consistently smooth closings. With over 20 years of mortgage experience, Kevin has become one of Northern California’s most trusted mortgage advisors — helping homebuyers, homeowners, and real estate investors secure financing with speed, confidence, and competitive pricing.

Kevin began his mortgage career in 2004 and founded Green Haven Capital in 2008. Since then, he has built a client-first company recognized for combining deep underwriting expertise with modern technology to streamline the loan process, reduce stress, and deliver results — even in complex scenarios.

Kevin has been recognized by Scotsman Guide as a Top Producing Mortgage Broker every year since 2020, reflecting his consistent performance and reputation for excellence in the industry.

Serving Greater Sacramento & Northern California

Based in Sacramento, Kevin serves clients across the region, including Elk Grove, Roseville, Rocklin, Folsom, Davis, Vacaville, Fairfield, Auburn, El Dorado Hills, Placerville, and beyond.

Outside of lending, Kevin is a Sacramento native who enjoys spending time with family, traveling, and catching a Kings game whenever he can.